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The short answer — what this means for first-time buyers In March 2026 the UK government announced seven new towns across England. Every property built in these new towns will be a new-build — which means every eligible first-time buyer can apply for the First Homes Scheme 30% to 50% discount on any of these … Read more
Last reviewed: May 2026 · The First Homes Scheme sounds straightforward — a 30% discount on a new-build home. But the eligibility rules, resale restrictions, remortgaging complications, and deposit calculations raise dozens of questions that official guidance does not answer . Here are the 25 questions our team answered for you. The quick answer — … Read more
Last reviewed: May 2026 · 8 min read · First time buyer stamp duty in the UK changed significantly on 1 April 2025. Nearly half of all first-time buyers now pay a tax they didn’t pay before. Here’s exactly how much you owe — and how to avoid paying more than you need to… As … Read more
Last reviewed: May 2026 · 6 min read · Category: Government schemes for first-time buyers The quick answer — do you qualify? You qualify for the First Homes Scheme if you are a first-time buyer in England, your household income is below £80,000 (or £90,000 in London), and you are purchasing a new-build property from … Read more
Last updated: April 2026 | Reading time: 9 minutes | Region: Birmingham, UK 🇬🇧 If you’ve been saving for years, watching Birmingham house prices climb, and wondering if you’ll ever get on the property ladder — this guide is written specifically for you. The one-line answer: The First Homes Scheme lets you buy a brand-new … Read more
The First Homes Scheme represents a significant opportunity for first-time buyers across the UK to enter the property market at a reduced cost. At its core, the scheme offers a discount on new build properties, typically ranging from 30% to 50%, depending on your local authority area and regional affordability policies. For many UK homebuyers, … Read more
Securing a mortgage through the First Homes scheme opens the door to affordable homeownership for first-time buyers across England. This guide will help you understand the scheme, discover participating lenders, compare mortgage options, and navigate the application process to find the best first homes scheme mortgage lenders. What Is the First Homes Scheme? The First … Read more
Manchester is undergoing its most ambitious urban transformation in decades. The Victoria North regeneration programme is reshaping 155 hectares of northeast Manchester into seven vibrant neighbourhoods that promise modern homes, green spaces, and strong community facilities. Backed by a £4 billion investment, the project will deliver 15,000 new homes over the next 15–20 years, accommodating … Read more
🔄 Last Updated: 21 April 2026 The First Homes Scheme Manchester is a government-backed initiative that helps first-time buyers and key workers to purchase a new build home with a minimum discount of 30% on market value. The scheme applies to selected new-build properties with a capped price after discount—£250,000 in Manchester. The programme is … Read more
The First Homes scheme is a UK government initiative designed to help key workers and first-time buyers purchase a new build home at a significant discount. It aims to boost affordability and support those working in essential public sector roles, making home ownership more achievable for key community members. Cheshire East Council writes on “First … Read more